In Togo Africa, six soccer players have been killed in a bus accident while twenty – eight (28) others were injured.
The six football players killed in the accident were all members of the Etiole Filante team. The accident occurred while the team is heading to Togo’s second largest city - in Sokode last Saturday for a match scheduled for Sunday.
According to reports, a burst coming from one of the tires was heard by the passengers before the bus dropped over and fell down on a ravine causing it to catch fire.
Apart from the six football players who died on the accident, twenty – eight (28) others were seriously injured. One of the survivors stated that they can’t even remember how they managed to get out of the flaming bus.
Some of the victims reportedly died due to burns and not from the accident itself. Most of the players whom were able to get out of the bus were all in the front rows.
Casualties were assisted by the Togo government as ordered by President Faure Gnassingbe. They were brought to the military wing of the Lome Central Hospital for immediate medical treatment. An ambulance was used by a delegation headed by sports minister Christophe Tchao to transport the victims.
The Lome based football team – Etiole Filante, which means shooting star is the seven time champion of Togo’s National Team. The group also became a runner – up in Africa’s continental club competition way back in 1968.
It was only last year when the team experienced the same fatal tragedy in a bus, when their vehicle was attacked by a gun while heading to the African Cup of Nations Tournament in Angola. The incident caused the death of the two of their team officials as well as injuring other players. Now, yet again six of their lead players were killed from this accident
Year 2012 is fast approaching and this seems to be dreadful coincidence. Hopefully on the next coming year, no more tragic bus accidents will occur and that the football federation will be more attentive in providing safety and security for the team.
The main cause of the accident was not clearly mentioned on the reports aside from the busted tire. If anyone suffers from an injury caused by an accident while in either private or public premises, he or she may file for a premise liability claim. If proven guilty of negligence, the football committee may be held liable under the existing law.
Tuesday, November 29, 2011
Monday, November 28, 2011
Product Recall to Hit Toy Stores Again After Seeing Possible Hazards on Toys
Holidays are approaching so fast and this is what shoppers are definitely waiting for. Of course, holidays are for the entire family. Mostly during shopping, parents can’t prevent their kids from grabbing toys from the toy stores.
Despite the strict monitoring for safe toys and other products for children, there are still some suspiciously hazardous toys that still manage to sneak into the toy store shelves.
According from a report released by the US Public Interest Research Group (PIRG), just over a dozen toys on toy stores are found violating the federal safety standards. Lead and phthalates are still found present in many toys being sold in the department stores.
Phthalates are primarily used to increase the flexibility, transparency, durability and longevity of a plastic material. However, due to many health concerns, products containing said chemical substance are being phased out most specially toys and baby products.
The toys which are believed to be possible with dangerous chemical contents include the whirly wheel, baby plastic books, wooden blocks and the Sesame Street Oscar dolls.
The research group also warned the parents that too loud toys could also cause hearing impairment to their children.
Since 1990 to 2010, statistics shows that nearly forty percent (40%) of choking fatalities are reported to the government. Balloon is included on the list of hazardous toys that causes fatalities to children.
The toy industry points out that the government figures have been declining in national product recalls for toys for the previous years. Figures show reduction from 172 product recalls in 2008; 50 in 2009; 46 in 2010; to 34 in 2011. Toys and baby product recalls linked to lead dropped down from 19 in 2008 to only 4 this year.
On 2008, the PIRG set a law for more powerful standards for children’s products like a strict limit on lead and other dangerous chemicals. The law was passed to ensure that only a hundred percent safe products for children could be displayed on toy stores.
The toy industry Association for toy safety standards pleaded that they are confident that all toys on stores are safe since the industry had been working on this for several years.
However, despite the association’s confidence, the Public Interest Research Group still conducted a test for children’s products as a safety measure.
Children are very vulnerable to diseases and other health threats, therefore proper safety precautions should be observed not only by the parents but as well as the proper authorities concerned in monitoring the safety of children’s products. The toy industry might as well implement a stronger standard for safe children’s toys to avoid encountering more product liability claims and other serious problems related into the same.
Despite the strict monitoring for safe toys and other products for children, there are still some suspiciously hazardous toys that still manage to sneak into the toy store shelves.
According from a report released by the US Public Interest Research Group (PIRG), just over a dozen toys on toy stores are found violating the federal safety standards. Lead and phthalates are still found present in many toys being sold in the department stores.
Phthalates are primarily used to increase the flexibility, transparency, durability and longevity of a plastic material. However, due to many health concerns, products containing said chemical substance are being phased out most specially toys and baby products.
The toys which are believed to be possible with dangerous chemical contents include the whirly wheel, baby plastic books, wooden blocks and the Sesame Street Oscar dolls.
The research group also warned the parents that too loud toys could also cause hearing impairment to their children.
Since 1990 to 2010, statistics shows that nearly forty percent (40%) of choking fatalities are reported to the government. Balloon is included on the list of hazardous toys that causes fatalities to children.
The toy industry points out that the government figures have been declining in national product recalls for toys for the previous years. Figures show reduction from 172 product recalls in 2008; 50 in 2009; 46 in 2010; to 34 in 2011. Toys and baby product recalls linked to lead dropped down from 19 in 2008 to only 4 this year.
On 2008, the PIRG set a law for more powerful standards for children’s products like a strict limit on lead and other dangerous chemicals. The law was passed to ensure that only a hundred percent safe products for children could be displayed on toy stores.
The toy industry Association for toy safety standards pleaded that they are confident that all toys on stores are safe since the industry had been working on this for several years.
However, despite the association’s confidence, the Public Interest Research Group still conducted a test for children’s products as a safety measure.
Children are very vulnerable to diseases and other health threats, therefore proper safety precautions should be observed not only by the parents but as well as the proper authorities concerned in monitoring the safety of children’s products. The toy industry might as well implement a stronger standard for safe children’s toys to avoid encountering more product liability claims and other serious problems related into the same.
Friday, November 25, 2011
Office of Fair Trading Warns Debt Collectors from Using Social Media in Debt Collection
The Office of Fair Trading (OFT) is warning debt collectors from using social media like Facebook and Twitter in collecting debts from their debtors.
According to the Office of Fair Trading, debt collectors usually use social media to locate their debtors and see if there are still any properties or assets they might collect. However, said office had received complaints from the debtors who are being pressured or deliberately harassed online to pay off their loans.
Social media can be a very powerful way to bother someone. Debt collectors can easily post messages in social media to let the whole world know about someone’s indebtedness or contact the debtor’s friends and relatives to have them call their office. In that way, debtors will be forced to pay all their indebtedness. That’s a clear violation of the Fair Debt Collection Practices Act.
Due to the complaints, the Office of Fair Trading has updated its debt collection guidance to condemn the unfair or improper practice of debt collection. It also warned debt collectors that contact debtors at an uncertain time and at inappropriate places.
OFT director of consumer credit David Fisher said that in the current economic status, many people are exposed to financial difficulties. He stressed out that it is very important that debtors must treat those people fairly.
The Financial Ombudsman Service said that problems from debtors are rising from 59% of the complaints in the first six months of the year and keeping one in three debt–collecting complaints.
Debt collectors who break the rules should indeed be cracked down according to the debt charity Consumer Credit Counseling.
It’s understandable that debtors are obliged to pay their indebtedness on time. However, there really comes a time when a person experiences financial difficulties. And of course, debtors never want to disclose their financial problems to their friends and co – workers for some reasons.
Debt collectors should take a little consideration for debtors in debt collection. They should give respect to one’s confidentiality. They are already invading one’s private life. It really proves that constitutional changes must be made in able to adapt to today’s modern technology, specifically to set limits on the virtual world.
In case you experienced trouble or been harassed or annoyed by your collection agent, you may hire for the best attorney services to fight for your rights as a debtor.
According to the Office of Fair Trading, debt collectors usually use social media to locate their debtors and see if there are still any properties or assets they might collect. However, said office had received complaints from the debtors who are being pressured or deliberately harassed online to pay off their loans.
Social media can be a very powerful way to bother someone. Debt collectors can easily post messages in social media to let the whole world know about someone’s indebtedness or contact the debtor’s friends and relatives to have them call their office. In that way, debtors will be forced to pay all their indebtedness. That’s a clear violation of the Fair Debt Collection Practices Act.
Due to the complaints, the Office of Fair Trading has updated its debt collection guidance to condemn the unfair or improper practice of debt collection. It also warned debt collectors that contact debtors at an uncertain time and at inappropriate places.
OFT director of consumer credit David Fisher said that in the current economic status, many people are exposed to financial difficulties. He stressed out that it is very important that debtors must treat those people fairly.
The Financial Ombudsman Service said that problems from debtors are rising from 59% of the complaints in the first six months of the year and keeping one in three debt–collecting complaints.
Debt collectors who break the rules should indeed be cracked down according to the debt charity Consumer Credit Counseling.
It’s understandable that debtors are obliged to pay their indebtedness on time. However, there really comes a time when a person experiences financial difficulties. And of course, debtors never want to disclose their financial problems to their friends and co – workers for some reasons.
Debt collectors should take a little consideration for debtors in debt collection. They should give respect to one’s confidentiality. They are already invading one’s private life. It really proves that constitutional changes must be made in able to adapt to today’s modern technology, specifically to set limits on the virtual world.
In case you experienced trouble or been harassed or annoyed by your collection agent, you may hire for the best attorney services to fight for your rights as a debtor.
Tuesday, November 22, 2011
Product Liability Claim Filed Against A Huge German Automaker
A Mercedes Benz owner, Cedric Chan of California recently filed a product liability lawsuit against the huge German automaker – Mercedes Benz. In the lawsuit, Chan is claiming that the engine of the vehicle does not perform well as promised by the automaker.
According to the lawsuit, since Chan purchased the pre–owned 2007 Mercedes Benz E63 AMG in 2008, he has spent approximately $4,600. Later on, the vehicle required even more engine repairs which necessarily mean more expenses to Chan until he decided to trade it in acquiring a $25,000 loss.
Allegedly, Daimler, the defendant, has known about the defects in its M156 engines since it was first launched in the market on 2007 and has revised service bulletins for mechanics covering engine parts replacement.
Mercedes Benz M156 engine is a 6.2 liter V8 engine in its AMG vehicles beginning in the 2007 model year. It was the first V8 car engine designed independently by Mercedes – Benz subsidiary Mercedes –AMG.
The product liability lawsuit was filed before the federal court of New Jersey. The lawsuit is seeking class action status in behalf of California consumers who have purchased Mercedes Benz AMG with M156 engine from 2007 to 2011.
As a product owner, Chan is expected to get the product quality that is being described in the Mercedes Benz advertisement for its AMG products.
Under the strict liability claim, rather than focusing on the negligence of the manufacturer, strict product liability claims focus on the product itself. The manufacturer is held liable if the product is defective, even if the manufacturer was not negligent for the product defect.
However, in the strict product liability claim, the complainant must prove that the defendant’s conduct fail to comply with the relevant standard of care. Therefore, it would be a long and complicated battle between Chan and the huge German automaker. Chan must have the best attorney services here for a sure win.
According to the lawsuit, since Chan purchased the pre–owned 2007 Mercedes Benz E63 AMG in 2008, he has spent approximately $4,600. Later on, the vehicle required even more engine repairs which necessarily mean more expenses to Chan until he decided to trade it in acquiring a $25,000 loss.
Allegedly, Daimler, the defendant, has known about the defects in its M156 engines since it was first launched in the market on 2007 and has revised service bulletins for mechanics covering engine parts replacement.
Mercedes Benz M156 engine is a 6.2 liter V8 engine in its AMG vehicles beginning in the 2007 model year. It was the first V8 car engine designed independently by Mercedes – Benz subsidiary Mercedes –AMG.
The product liability lawsuit was filed before the federal court of New Jersey. The lawsuit is seeking class action status in behalf of California consumers who have purchased Mercedes Benz AMG with M156 engine from 2007 to 2011.
As a product owner, Chan is expected to get the product quality that is being described in the Mercedes Benz advertisement for its AMG products.
Under the strict liability claim, rather than focusing on the negligence of the manufacturer, strict product liability claims focus on the product itself. The manufacturer is held liable if the product is defective, even if the manufacturer was not negligent for the product defect.
However, in the strict product liability claim, the complainant must prove that the defendant’s conduct fail to comply with the relevant standard of care. Therefore, it would be a long and complicated battle between Chan and the huge German automaker. Chan must have the best attorney services here for a sure win.
Friday, November 18, 2011
Few Simple Ways for Filing a Stress Free Disability Claim
Filing a disability claim might be stressful. Usually, it takes a lot of time and effort. As we always say, “time is gold” and that’s absolutely true. Getting the disability claim in no time would be of great help. Bills can be paid on time and creditors will be kept away.
Well, here are some simple ways, which can help you get your disability claim as soon as possible:
• Filing of claim as soon as possible – after learning your disability condition, file your employment disability claim readily. This way, the insurance company may immediately start conducting a review regarding your employment disability condition. It can help boost possible payment.
• Provide an authorization letter together with a signed Policy Contract or documents – Policy contracts and other pertinent documents provided by the insurance company give access to the insurer for the review of the case. Presenting this form readily from the time you filed for your disability benefit claim will allow the insurance company to obtain the medical information they need to quickly decide on your claim.
• Reproduce duplicate copies of all pertinent documents before filing a claim – having a duplicate copy of doctor’s visit attendance, emergency room admission and other types of medical documents even receipts are great ways to preserve your precious time. At least you already have an instant extra copy available when the insurer asks for it.
• Inform your doctor about your disability claim – once you file your disability claim, the insurance companies will surely your physician after a few days. Be sure that your physician is well aware that you are filing for a disability claim. This is done so that if somebody called in the clinic, he or she will not be surprised and will be able to give the clear and exact details that the insurance company needs.
• Completely fill – up your disability claim form – any missing information can be a cause of impediment for the processing of your employment disability claim. Have your doctor as well as your employer complete the sections of the form to avoid delays.
Most people easily lose their temper upon waiting too long for their employment disability claim, the fact what they do not know is that they are considered a factor in the delay. It could be done swiftly and what is time-consuming is the processing though the policyholder’s influences.
However, if you think that you’re already on a very long way process of filing your disability claims, don’t hesitate to ask help from an employment attorney’s services to assists you and help you save a lot of time and effort.
Well, here are some simple ways, which can help you get your disability claim as soon as possible:
• Filing of claim as soon as possible – after learning your disability condition, file your employment disability claim readily. This way, the insurance company may immediately start conducting a review regarding your employment disability condition. It can help boost possible payment.
• Provide an authorization letter together with a signed Policy Contract or documents – Policy contracts and other pertinent documents provided by the insurance company give access to the insurer for the review of the case. Presenting this form readily from the time you filed for your disability benefit claim will allow the insurance company to obtain the medical information they need to quickly decide on your claim.
• Reproduce duplicate copies of all pertinent documents before filing a claim – having a duplicate copy of doctor’s visit attendance, emergency room admission and other types of medical documents even receipts are great ways to preserve your precious time. At least you already have an instant extra copy available when the insurer asks for it.
• Inform your doctor about your disability claim – once you file your disability claim, the insurance companies will surely your physician after a few days. Be sure that your physician is well aware that you are filing for a disability claim. This is done so that if somebody called in the clinic, he or she will not be surprised and will be able to give the clear and exact details that the insurance company needs.
• Completely fill – up your disability claim form – any missing information can be a cause of impediment for the processing of your employment disability claim. Have your doctor as well as your employer complete the sections of the form to avoid delays.
Most people easily lose their temper upon waiting too long for their employment disability claim, the fact what they do not know is that they are considered a factor in the delay. It could be done swiftly and what is time-consuming is the processing though the policyholder’s influences.
However, if you think that you’re already on a very long way process of filing your disability claims, don’t hesitate to ask help from an employment attorney’s services to assists you and help you save a lot of time and effort.
Tuesday, November 15, 2011
Basic Knowledge About Sexual Harassment in the Workplace
Sexual harassment is a form of illegal employment discrimination that pervades the workplace. It violates the rights of employees guaranteed by Title VII of the Civil Rights Act of 1964 and succeeding amendments. For many businesses and other organizations, Impeding sexual harassment and defending employees from the charges of the same, has become main goals of lawful verdict.
For the past few months, cases of sexual harassment in the workplace have been on the rise. Below are some of the basic information about sexual harassment that comes from expert professionals, witnesses, and survivors of the same:
The federal Equal Employment Opportunity Commission (EEOC) defines sexual harassment as “undesirable sexual advances, request for sexual favors and other verbal or physical conduct of a sexual nature.”
There are two identified basic types of unlawful sexual harassment according to the US Supreme Court:
• Quid Pro Quo – a Latin term which means “this for that” or “get out or put out”. This is when a manager, supervisor or a senior officer uses their power and authority to affect an employee’s work – related opportunities and benefits.
• Unfriendly Work Place - It’s an unwelcoming conduct of anyone in the workplace based on gender.
Workplace becomes sexually unfriendly based on two criteria:
• Behavior must be mistreating to the person receiving the treatment
• Behavior must be over penetrating enough to create a work place which a reasonable person would find mistreating.
In 1991, Title VII was amended for several reasons, as follows to wit:
Allow proper remedies for intentional discrimination and illegal harassment in the workplace.
To prevent employment retaliation such as poor evaluations, demotions, changing work schedules, terminations, verbal abuse and others.
Sexual harassers can be of the same or opposite sex of the employee being harassed.
Sexual harassment has expanded in different ways due to the modern technology. For an instance, sexually explicit words, exposure of pictures and other images, e-mail, texting, sex – on – phone, internet and social networks.
Handling sexual harassment allegations aims to stop the illegal offensive behavior ahead of time for employees and employers.
In some states, their federal government provided a bill that requires supervisors and managers to undergo Sexual Harassment Prevention and Training. The training includes knowledge about their federal state laws, and from identifying to remedying sexual harassment in the workplace as well as its prevention and reoccurrence.
Take note, that what is harassment to one may not be determined the same to others.
Know the employer’s sexual harassment prevention and reporting guidelines and procedures.
Every employee has their right to work in a sexual harassment free workplace.
In most states, if workplace has become a common place for sexual harassment, employers are legally held responsible even if management was not aware of the harassment. They are also expected to do a quick and remedial action to end this behavior.
If these forms of sexual harassment occur in your workplace or you have been a victim of the same, be rest assured that a beneficial settlement could be made possible on your behalf through the help and guidance of an employment lawyer.
For the past few months, cases of sexual harassment in the workplace have been on the rise. Below are some of the basic information about sexual harassment that comes from expert professionals, witnesses, and survivors of the same:
The federal Equal Employment Opportunity Commission (EEOC) defines sexual harassment as “undesirable sexual advances, request for sexual favors and other verbal or physical conduct of a sexual nature.”
There are two identified basic types of unlawful sexual harassment according to the US Supreme Court:
• Quid Pro Quo – a Latin term which means “this for that” or “get out or put out”. This is when a manager, supervisor or a senior officer uses their power and authority to affect an employee’s work – related opportunities and benefits.
• Unfriendly Work Place - It’s an unwelcoming conduct of anyone in the workplace based on gender.
Workplace becomes sexually unfriendly based on two criteria:
• Behavior must be mistreating to the person receiving the treatment
• Behavior must be over penetrating enough to create a work place which a reasonable person would find mistreating.
In 1991, Title VII was amended for several reasons, as follows to wit:
Allow proper remedies for intentional discrimination and illegal harassment in the workplace.
To prevent employment retaliation such as poor evaluations, demotions, changing work schedules, terminations, verbal abuse and others.
Sexual harassers can be of the same or opposite sex of the employee being harassed.
Sexual harassment has expanded in different ways due to the modern technology. For an instance, sexually explicit words, exposure of pictures and other images, e-mail, texting, sex – on – phone, internet and social networks.
Handling sexual harassment allegations aims to stop the illegal offensive behavior ahead of time for employees and employers.
In some states, their federal government provided a bill that requires supervisors and managers to undergo Sexual Harassment Prevention and Training. The training includes knowledge about their federal state laws, and from identifying to remedying sexual harassment in the workplace as well as its prevention and reoccurrence.
Take note, that what is harassment to one may not be determined the same to others.
Know the employer’s sexual harassment prevention and reporting guidelines and procedures.
Every employee has their right to work in a sexual harassment free workplace.
In most states, if workplace has become a common place for sexual harassment, employers are legally held responsible even if management was not aware of the harassment. They are also expected to do a quick and remedial action to end this behavior.
If these forms of sexual harassment occur in your workplace or you have been a victim of the same, be rest assured that a beneficial settlement could be made possible on your behalf through the help and guidance of an employment lawyer.
Friday, November 4, 2011
Vehicle Accident: Car Fell Down the Canyon Just After Missing a Bunny
Would you risk your own life only to save a rabbit on the road? This is probably what happened to a woman in Poway, California. She must be very caring and lovely to animals up to the extent of putting her own life at risk just to save life of an animal.
According to reports, the accident occurred around midnight a couple of days ago. While the woman was driving her Mercedes along Scripps Poway Parkway just near Sycamore Canyon and west of the State Route 67, a rabbit suddenly hopped in front of her said vehicle. To the woman’s surprise, she abruptly changed her vehicle’s direction to miss the rabbit but she lost control of her vehicle.
The woman had saved the rabbit but unfortunately her vehicle crashed through the guardrail, fell down on a dike and then the engine automatically turned off at the edge of a steep cliff.
According to fire personnel, the woman’s vehicle fell 300 feet down the canyon.
Definitely, the woman didn’t expect that she’d fell hundreds of feet down the canyon when she saved the rabbit. She probably focused on saving the life of the poor bunny, but she didn’t expect its consequences that it might brought to her own life.
It took 30 minutes for the rescuers to free the woman from her vehicle using hydraulic rescue tools. The woman was rushed to the nearest hospital for medical treatment for the minor injuries she obtained from the said vehicle accident.
According to reports, the accident occurred around midnight a couple of days ago. While the woman was driving her Mercedes along Scripps Poway Parkway just near Sycamore Canyon and west of the State Route 67, a rabbit suddenly hopped in front of her said vehicle. To the woman’s surprise, she abruptly changed her vehicle’s direction to miss the rabbit but she lost control of her vehicle.
The woman had saved the rabbit but unfortunately her vehicle crashed through the guardrail, fell down on a dike and then the engine automatically turned off at the edge of a steep cliff.
According to fire personnel, the woman’s vehicle fell 300 feet down the canyon.
Definitely, the woman didn’t expect that she’d fell hundreds of feet down the canyon when she saved the rabbit. She probably focused on saving the life of the poor bunny, but she didn’t expect its consequences that it might brought to her own life.
It took 30 minutes for the rescuers to free the woman from her vehicle using hydraulic rescue tools. The woman was rushed to the nearest hospital for medical treatment for the minor injuries she obtained from the said vehicle accident.
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