As unemployment benefits dropped down, social security disability claims rose in number in the United States.Looking back on the situation in 2007, 3.4 million Americans have been added to the lists of the recipients of Social Security Disability Insurance. Presently, there are about 10.6 million American receiving SSDI benefits which have brought an alarm to the community with respect to the social security trust fund drainage by 2017 since the same funding also provides people an access to Medicare and other health insurances.
According to a recent study, most Americans applying for SSDI ran out of unemployment benefits before they applied for the program.
According to Professor Mark Duggan of Wharton School of Business at the University of Pennsylvania, the SSDI benefits program has been greatly affected by the recessing economy. The duration and size of an economic recession influence the impact on SSDI.
Duggan added that if examined closely, SSDI accounts for less than 20 percent of the Social Security Administration’s (SSA) expenditures. There’s a big difference if it would be compared to that of 10 percent 20 years ago.
Since people ran out of unemployment benefits, they see the SSDI as an alternative way to earn for their living. Despite of repeated denials, people are more likely to appeal their SSDI rejections because of the strong necessities.
In his statement, Duggan further explained that the coverage of SDDI has widely extended. A couple of decades ago, SSDI programs only pay benefits to people with cancer, heart disease, strokes, mental disorders among others, but now, SSDI also pays for more illnesses that were not have ever been covered before.
So, this entirely explains the notable raise in Social Security Disability Insurance and the decrease in unemployment rate. In connection with the rapidly increasing SSDI claimants, SSA is on its way to eliminate the claimants by thoroughly filtering them during the application process.
Once an SSDI claimant is denied, he or she may file for an appeal and may consult with Social Security disability lawyers whom teach them how to answer questions given by the agency’s administrative law judge (ALJ).
