Wednesday, July 25, 2007

Protect Your Life's Investments: Get Medical Insurance Today

Most families or income earners are employees who work at least eight hours a day, five days a week. Others even get additional jobs to make ends meet.

People think that investments only apply to employers or business owners. They cannot be wrong. Even working persons put their investments everyday to work in order to earn money. While businesses put money and properties as investments, common workers like us invest our physical strength, health and emotional well being everyday to earn a living.

You must protect yourself by staying healthy. This can be done by eating right and taking vitamins to supplement the energy lost or expended everyday. If you get sick, your investment is lost because you cannot go to work and your employment and earning capacity is affected.

However, people get sick sometimes even if they take vitamins, do exercises and eat right. Other factors could also affect your health, like the environment, weather or stress and other problems. When this happens, you should protect your investment by securing health plans or medical insurance.

Health insurance is a type of insurance that pays for your medical bills when you got sick or figured in an accident. In the United States, you can choose from these three medical insurance:
1. Medicare;
2. Medicare Advantage; and
3. Medicaid

Medicare and Medicaid mostly cover elders while Medicaid was created to help individuals who cannot afford any medical insurance.

Aside from the above, there are private health care providers that can help protect your investment so you can earn more and longer for you and your family.